Money Making Guide

Overview

Money in My Winter Car isn't optional—it's survival. Unlike the summer version where cash was for extras, winter introduces mandatory expenses: rent, heating, food, and fuel. This guide covers all legal income methods in Peräjärvi, from the stable Futufon job to risky vehicle flipping.

Success requires balancing time, risk, and return while building toward your long-term goal: the Corris Rivett project.

Economic Fundamentals

Mandatory Expenses

You MUST pay these or die:

| Expense | Cost | Frequency | Survival Impact | |---------|------|-----------|-----------------| | Rent | 500-1,000 mk | Weekly | Locked out, no save point | | Food | 50-100 mk | Daily | Starvation kills | | Fuel | 200-300 mk | 2-3 days | Stranded = death | | Heating | 100-200 mk | Weekly | Freeze to death | | Emergency Fund | 500+ mk | Always | Breakdowns, repairs |

Total Survival Cost: ~1,300-1,800 mk/week minimum

Income Goals

Week 1: Establish stability

• Goal: 2,000-3,000 mk
• Priority: Futufon job, basic needs

Week 2-4: Build foundation

• Goal: 5,000-8,000 mk/week
• Priority: Transportation, winter gear

Month 2-3: Save for project

• Goal: 10,000-15,000 mk/week
• Priority: Corris Rivett acquisition

Month 4+: Project funding

• Goal: 15,000+ mk/week
• Priority: Parts, labor, tools

Primary Income: Futufon Job

Application Process

Location: PSK Service Centre (3rd floor)

Steps:

1. Enter PSK lobby
2. Talk to Suski (receptionist)
3. Enter Mr. Teffelgren's office
4. Wait patiently (he's on phone - 2-3 minutes)
5. Press K when he looks at you
6. Read and sign contract
7. Start next business day

Requirements:

• Business hours: Mon-Fri, 07:00-17:00
• Patience: Don't leave while waiting
• Stress relief: Bring cigarette (optional)
• Professional attitude

Job Details

| Detail | Information | |--------|-------------| | Position | Sales Representative | | Schedule | Mon-Fri, 07:00-17:00 (8 hours) | | Pay | 1,500-2,000 mk/day | | Weekly Income | 7,500-10,000 mk | | Transportation | Bus or personal vehicle | | Benefits | Stable income, experience |

Pros & Cons

Advantages:

• Stable income - Guaranteed 7,500+ mk/week
• Reliable schedule - Predictable 8-hour days
• No experience required - On-the-job training
• Economic foundation - Makes everything else possible
• Resume building - Work experience

Disadvantages:

• Time commitment - 40 hours/week
• Commute required - Transportation costs
• Schedule conflicts - Can't always do other jobs
• Repetitive work - Can be boring
• Limited upward mobility - Dead-end position

Maximizing Futufon Income

Attendance:

• Never miss work - Your income foundation
• Arrive early - 07:00 sharp
• Work full day - 17:00 end time
• Build reputation - Reliability matters

Additional Opportunities:

• Overtime - Occasionally available
• Commission sales - If applicable
• Employee discounts - Check PSK prices
• Networking - Meet other employees

Secondary Income Sources

Vehicle Flipping (High Risk/Reward)

Strategy: Buy cheap, repair, sell for profit

Process:

1. Find distressed vehicle - Classifieds, word-of-mouth
2. Negotiate price - 50-60% of asking typical
3. Assess repair needs - Estimate costs
4. Purchase if profitable - Calculate total cost
5. Repair vehicle - DIY or Fleetari
6. Sell quickly - Don't sink money into it
7. Repeat process

Example Profit Calculation:

| Item | Cost | |------|------| | Buy damaged Sorbett | 2,000 mk | | Parts (tires, battery) | 500 mk | | Labor (Fleetari) | 1,000 mk | | Fuel, misc | 200 mk | | Total Investment | 3,700 mk | | Sale Price | 4,500 mk | | Profit | 800 mk |

Time Investment: 1-2 weeks Risk Level: High Success Rate: 60-70% Profit Margin: 15-30%

Required Skills:

• Mechanical knowledge - Diagnose problems
• Negotiation - Buy low, sell high
• Time management - Complete repairs quickly
• Market knowledge - Know vehicle values

Common Vehicles to Flip:

• Sorbett (cheap) - 1,500-2,500 mk
• Needs minor work - Brakes, battery, tires
• Running condition - Avoid major engine work

Part Sales

Source Parts From:

• Scrap vehicles - Remove usable components
• Failed project cars - Part out completely
• Fleetari's scrap yard - Buy scrap, part out
• Abandoned locations - Kesselinperä peninsula

High-Value Parts:

• Engines - 2,000-5,000 mk (running)
• Transmissions - 800-1,500 mk
• Alternators - 300-500 mk
• Starters - 200-400 mk
• Wheels/tires - 200-500 mk/set
• Electronics - 100-500 mk

Sales Channels:

• Classifieds Magazine - Primary market
• Teimo's pub - Word-of-mouth
• Direct contact - Call sellers
• Internet - If available

Profit Potential:

• Low effort: 500-1,000 mk/week
• High effort: 2,000-3,000 mk/week
• Full-time: 5,000+ mk/week

Odd Jobs & Tasks

NPC Tasks:

• Teimo's requests - Pick up items, deliver parts
• PSK customers - Help with car issues
• Town residents - Moving, repairs
• Fleetari's work - Assistant on big jobs

Typical Payment:

• Simple task: 50-200 mk
• Complex task: 200-500 mk
• Day-long job: 500-1,000 mk

Finding Work:

• Talk to NPCs - Ask about jobs
• Visit Teimo's pub - Social networking
• Check bulletin boards - Job postings
• Be reliable - Build reputation

Racing & Competitions

Ice Racing (Weekends):

• Location: Frozen Lake Peräjärvi
• Entry fee: 50-100 mk
• Prize money: 500-2,000 mk (winners)
• Vehicle requirement: Reliable car, winter tires
• Skill level: Intermediate driving

Rally Events:

• Seasonal competitions
• Higher stakes
• Better prizes
• Requires preparation

Profit Potential:

• Participation: Break even (fun + experience)
• Winning: 500-2,000 mk
• Consistent placings: 1,000-3,000 mk/weekend

Advanced Income Strategies

Classifieds Arbitrage

Method: Buy low in one area, sell high in another

Process:

1. Monitor classifieds - Daily check
2. Find price discrepancies - Different locations, similar cars
3. Factor in transportation - Fuel, time costs
4. Execute quick flip - Minimal work, fast sale

Example:

• Sorbett in Loppe - 2,000 mk
• Similar Sorbett in Peräjärvi - 3,500 mk
• Transport cost - 300 mk fuel
• Profit - 1,200 mk

Requirements:

• Reliable transportation - Fuel efficient car
• Quick decision making - Good deals sell fast
• Negotiation skills - Buy at asking
• Market knowledge - Know true values

Bulk Part Procurement

Method: Buy complete vehicles cheap, part out

Process:

1. Purchase multiple cars - Total 5-10k mk
2. Part them systematically - Engine, trans, suspension
3. Sell individual components - Higher total value
4. Scrap remaining - Metal value

Example:

• Buy 3 non-running cars - 6,000 mk
• Part out engines (3 x 2,000) - 6,000 mk
• Part out transmissions (3 x 800) - 2,400 mk
• Sell wheels, electronics - 1,500 mk
• Scrap remaining - 500 mk
• Total income: 10,400 mk
• Profit: 4,400 mk

Time Investment: 2-4 weeks Storage space needed Mechanical knowledge required

Service Provision

Become a Local Mechanic:

Services Offered:

• Oil changes - 50 mk + parts cost
• Tire changes - 100 mk
• Basic repairs - 200-500 mk
• Breakdown assistance - 100-200 mk

Requirements:

• Tool investment - 500-1,000 mk
• Skill development - Learn from Fleetari
• Reputation building - Start with friends
• Reliability - Show up when promised

Income Potential:

• Part-time: 500-1,000 mk/week
• Full-time: 3,000-5,000 mk/week
• With shop: 10,000+ mk/week

Investment Priorities

Early Game (Week 1-2)

Priority Order:

1. Futufon job application - Economic stability
2. Reliable transportation - Sorbett 2,000-3,000 mk
3. Winter clothing - 800-1,200 mk
4. Emergency fund - 500 mk minimum

Budget Allocation:

• 60% - Survival (rent, food, fuel)
• 30% - Transportation
• 10% - Emergency fund

Mid Game (Week 3-8)

Priority Order:

1. Vehicle improvement - Winter tires, block heater
2. Tool investment - Basic mechanic tools
3. Part procurement - For flipping
4. Skill development - Learn repairs

Budget Allocation:

• 50% - Futufon job income
• 30% - Project savings
• 20% - Reinvestment (tools, parts)

Late Game (Month 2+)

Priority Order:

1. Corris Rivett project - Acquisition
2. Parts sourcing - Engine, transmission
3. Specialized tools - Engine work
4. Workspace - Garage rental/building

Budget Allocation:

• 40% - Rivett project
• 30% - Parts/labor
• 20% - Tools/equipment
• 10% - Savings/contingency

Time Management Strategies

Daily Schedule (Futufon Employee)

07:00-08:00: Commute to work 08:00-12:00: Futufon work 12:00-13:00: Lunch break (PSK) 13:00-17:00: Futufon work 17:00-18:00: Commute home 18:00-20:00: Dinner, rest 20:00-22:00: Side jobs, classifieds

Key: Use commute time for planning

Weekly Schedule

Monday: Futufon work + classifieds research Tuesday: Futufon work + part sourcing Wednesday: Futufon work + part sales Thursday: Futufon work + vehicle viewing Friday: Futufon work + racing (if available) Saturday: Part-out work, repairs Sunday: Rest, planning, Teimo's

Time vs. Money Matrix

| Activity | Time | Money | Risk | Recommendation | |----------|------|-------|------|----------------| | Futufon job | 8 hrs/day | 1,500-2,000 mk/day | None | Essential | | Vehicle flipping | 20 hrs/week | 500-1,000 mk/week | Medium | Good | | Part sales | 10 hrs/week | 300-800 mk/week | Low | Good | | Racing | 8 hrs/week | 0-2,000 mk/week | Medium | Fun | | Service work | 15 hrs/week | 500-1,500 mk/week | Low | Excellent |

Economic Pitfalls to Avoid

Common Mistakes

1. Spending All Money on Project Car

• Problem: Can't afford survival expenses
• Solution: Secure 3 months expenses first
• Rule: Never spend >50% on project

2. Risky Investments Too Early

• Problem: Don't have capital for mistakes
• Solution: Start with safe, small profits
• Rule: Build capital before taking risks

3. Not Having Emergency Fund

• Problem: Breakdown = death spiral
• Solution: Keep 500-1,000 mk minimum
• Rule: Emergency fund sacred

4. Poor Time Management

• Problem: Futufon + side jobs = burnout
• Solution: Plan rest time
• Rule: Sustainable pace

5. Overextending on Tools

• Problem: Debt before profit
• Solution: Buy used, build gradually
• Rule: Tools should pay for themselves

Red Flags

Financial Warning Signs:

• Rent payment late
• Fuel tank < quarter full
• Food budget cut to danger levels
• Using emergency fund regularly
• Taking on debt

Response:

• Reduce all non-essential spending
• Work extra hours
• Sell non-critical items
• Apply for additional work
• Don't panic

Success Case Studies

Case Study 1: The Patient Builder

Player Profile: New player, cautious approach

Strategy:

• Week 1: Futufon job, basic Sorbett
• Week 2-4: Save money, learn mechanics
• Month 2: Find project Rivett
• Month 3-6: Build at comfortable pace

Results:

• Total time: 6 months
• Total income: ~60,000 mk
• Final cost: Rivett + parts = 35,000 mk
• Left with: 25,000 mk emergency fund

Key Success Factors:

• Stable income first
• Patient accumulation
• Risk management
• Skill development

Case Study 2: The Aggressive Flipper

Player Profile: Experienced, mechanical knowledge

Strategy:

• Week 1: Futufon job
• Week 2: First flip (small profit)
• Month 2: Multiple concurrent flips
• Month 3: Rivett acquisition

Results:

• Total time: 3 months
• Total income: ~80,000 mk
• Final cost: Rivett + extras = 40,000 mk
• Left with: 40,000 mk

Key Success Factors:

• Market knowledge
• Quick execution
• Risk tolerance
• Mechanical skill

Case Study 3: The Service Provider

Player Profile: Moderate skills, social

Strategy:

• Week 1-2: Futufon + odd jobs
• Week 3-4: Build reputation
• Month 2: Full-time mechanic
• Month 3: Own small garage

Results:

• Total time: 3 months
• Total income: ~75,000 mk
• Final cost: Rivett + garage = 45,000 mk
• Business ongoing: 2,000+ mk/week

Key Success Factors:

• Networking skills
• Reliability
• Customer service
• Business sense

Advanced Tips

Negotiation Strategies

Buying:

1. Point out flaws - "This needs 800 mk in tires"
2. Offer cash - "I can pay today"
3. Bundle deals - "Buy this and those parts"
4. Lowball initial - Start at 50% asking
5. Walk away - Often brings price down

Selling:

1. Highlight positives - Recent repairs, good condition
2. Be honest - Builds reputation for future sales
3. Price competitively - Research market values
4. Package deals - Car + parts = higher total
5. Multiple payment options - Cash, installments

Market Timing

Best Times to Buy:

• Winter end (March) - People selling projects
• After holidays - Need cash
• Weekdays - Less competition
• Bad weather - Desperate sellers

Best Times to Sell:

• Before winter (October) - People preparing
• Spring (April-May) - Project season
• Weekends - More buyers
• Good weather - Test driving easy

Building Reputation

Why It Matters:

• Word-of-mouth sales - Better prices
• First choice on deals - Sellers call you
• Easier financing - Trust your payments
• Network expansion - More opportunities

How to Build:

1. Always be honest - Short-term loss, long-term gain
2. Deliver on promises - Reliability matters
3. Communicate clearly - No misunderstandings
4. Go extra mile - Exceed expectations
5. Stay professional - Even with friends

Conclusion

Money-making in My Winter Car is a balancing act between security and growth. The stable Futufon job provides the foundation, while side activities accelerate your path to the Corris Rivett.

Success Formula:

1. Secure stable income - Futufon job first
2. Manage expenses - Budget carefully
3. Build reputation - Honest, reliable
4. Take calculated risks - When you can afford to lose
5. Reinvest profits - Grow your operation

Remember:

• Survival first - Don't risk what you need
• Patience pays - Quick profits fade, slow wealth lasts
• Skill development - Your abilities are assets
• Network building - Relationships = opportunities

The frozen wasteland of Peräjärvi rewards those who work smart, plan carefully, and never stop hustling. Your financial freedom (and the Rivett) awaits.